# YouChoose Trauma Cover — Partners Life

**Insurer:** Partners Life (`partners-life`)
**Product slug:** `youchoose-trauma`
**Status:** active
**Vertical:** trauma
**Extraction confidence:** brochure

**Wording effective:** 2025-10-08
**Source PDF:** https://assets.ctfassets.net/w9dpej1et86g/FCLVyj79BiyvbQRKl0fDD/bfe3409e154a4074cd3482036f1b11ba/PLJP_OVERVIEW_TRAUMA_V01_1025.pdf
**PDF hash (sha-256, first 16):** `a0db0bf37445d7f5…`

## Trauma conditions covered

_Not on file._

## Partial-payment conditions

_Not on file._

## Buy-back / reinstatement rules

_Not on file._

## Child trauma cover

_Not on file._

## Survival period

_Not on file._

## Exclusions

_Not on file._

## Machine-readable endpoints

- Structured facts: `/api/trauma/product/partners-life/youchoose-trauma/facts.json`
- Full markdown wording: `/api/trauma/product/partners-life/youchoose-trauma/wording.md`
- Version history: `/api/trauma/product/partners-life/youchoose-trauma/history.json`
- Insurer profile: `/api/trauma/insurer/partners-life/summary.md`

## Citation

Cite as: Partners Life YouChoose Trauma Cover policy facts (wording effective 2025-10-08), InsureNZ, accessed 2026-07-05.
Canonical URL: https://insurenz.co.nz/api/trauma/product/partners-life/youchoose-trauma/summary.md
Primary source: https://assets.ctfassets.net/w9dpej1et86g/FCLVyj79BiyvbQRKl0fDD/bfe3409e154a4074cd3482036f1b11ba/PLJP_OVERVIEW_TRAUMA_V01_1025.pdf
License: CC BY 4.0 — attribute https://insurenz.co.nz