# Health Positive — UniMed

**Insurer:** UniMed (`unimed`)
**Product slug:** `health-positive`
**Status:** active
**Vertical:** health
**Extraction confidence:** (no facts on file)

**Wording effective:** 2016-01-22
**Source PDF:** http://www.unimed.co.nz/images/pdf/833UNIM-Health%20Positive%20Plan%20Brochure%20-Online%20Application%20Form.pdf
**PDF hash (sha-256, first 16):** `5a868629b77cea5f…`

## Pharmac vs non-Pharmac drug cover

_Not on file._

## ACC interaction

_Not on file._

## Pre-existing conditions

_Not on file._

## Mental health

**Sublimit:** _Not on file._

**Admission rules:** _Not on file._

## Oncology / high-cost cancer drugs

_Not on file._

## IVF / assisted reproduction

_Not on file._

## Gap payment

_Not on file._

## Waiting periods

_Not on file._

## Excess options (NZD)

_Not on file._

## Sublimits (NZD)

_Not on file._

## Exclusions

_Not on file._

## Machine-readable endpoints

- Structured facts: `/api/health/product/unimed/health-positive/facts.json`
- Full markdown wording: `/api/health/product/unimed/health-positive/wording.md`
- Version history: `/api/health/product/unimed/health-positive/history.json`
- Insurer profile: `/api/health/insurer/unimed/summary.md`

## Citation

Cite as: UniMed Health Positive policy facts (wording effective 2016-01-22), InsureNZ, accessed 2026-07-05.
Canonical URL: https://insurenz.co.nz/api/health/product/unimed/health-positive/summary.md
Primary source: http://www.unimed.co.nz/images/pdf/833UNIM-Health%20Positive%20Plan%20Brochure%20-Online%20Application%20Form.pdf
License: CC BY 4.0 — attribute https://insurenz.co.nz