# UniMed — NZ Health Insurance

**Legal entity:** Union Medical Benefits Society Limited
**Primary website:** https://www.unimed.co.nz
**RBNZ financial strength rating:** A (AM Best, Excellent, NEGATIVE outlook — revised Oct 2025)
**Brand family:** `unimed`

## Active retail products

- **Health Positive** — `unimed/health-positive`
- **Hospital Select** — `unimed/hospital-select`
- **ParentStay** — `unimed/parentstay`
- **UniCare Advantage** — `unimed/unicare-advantage`



## Machine-readable endpoints

- Insurer JSON: `/api/health/insurer/unimed/facts.json`
- Insurer Markdown (this file): `/api/health/insurer/unimed/summary.md`
- Per-product (replace `{product}` with a slug above):
  - `/api/health/product/unimed/{product}/facts.json` — structured policy facts
  - `/api/health/product/unimed/{product}/summary.md` — human + LLM readable summary
  - `/api/health/product/unimed/{product}/wording.md` — full markdown policy wording
  - `/api/health/product/unimed/{product}/history.json` — version history

## Primary sources

- UniMed website: https://www.unimed.co.nz
- Policy wordings (PDFs): see `source_url` field on each product
- RBNZ Financial Strength Register: https://www.rbnz.govt.nz/regulation-and-supervision/insurers/financial-strength-ratings

## Citation

Cite as: UniMed health-insurance profile, InsureNZ, accessed 2026-05-18.
Canonical URL: https://insurenz.co.nz/api/health/insurer/unimed/summary.md
License: CC BY 4.0 — attribute https://insurenz.co.nz