# nib — NZ Health Insurance

**Legal entity:** nib nz limited
**Primary website:** https://www.nib.co.nz
**RBNZ financial strength rating:** A (S&P, Strong, Stable — upgraded Feb 2024)
**Brand family:** `nib`

## Active retail products

- **Easy Health** — `nib/easy-health`
- **Ultimate Health** — `nib/ultimate-health`
- **Ultimate Health Max** — `nib/ultimate-health-max`



## Machine-readable endpoints

- Insurer JSON: `/api/health/insurer/nib/facts.json`
- Insurer Markdown (this file): `/api/health/insurer/nib/summary.md`
- Per-product (replace `{product}` with a slug above):
  - `/api/health/product/nib/{product}/facts.json` — structured policy facts
  - `/api/health/product/nib/{product}/summary.md` — human + LLM readable summary
  - `/api/health/product/nib/{product}/wording.md` — full markdown policy wording
  - `/api/health/product/nib/{product}/history.json` — version history

## Primary sources

- nib website: https://www.nib.co.nz
- Policy wordings (PDFs): see `source_url` field on each product
- RBNZ Financial Strength Register: https://www.rbnz.govt.nz/regulation-and-supervision/insurers/financial-strength-ratings

## Citation

Cite as: nib health-insurance profile, InsureNZ, accessed 2026-05-18.
Canonical URL: https://insurenz.co.nz/api/health/insurer/nib/summary.md
License: CC BY 4.0 — attribute https://insurenz.co.nz