# QBE — NZ Commercial Liability Insurance

**Legal entity:** QBE Insurance (Australia) Limited (NZ branch)
**Primary website:** https://www.qbe.com/nz
**RBNZ financial strength rating:** (see RBNZ register)
**Brand family:** `QBE`

## Active retail products

- **QBE Combined Association Liability** — `qbe/association-liability`
- **QBE Employers Liability** — `qbe/employers-liability`
- **QBE Professional Indemnity** — `qbe/professional-indemnity`
- **QBE Statutory Liability** — `qbe/statutory-liability`



## Machine-readable endpoints

- Insurer JSON: `/api/commercial-liability/insurer/qbe/facts.json`
- Insurer Markdown (this file): `/api/commercial-liability/insurer/qbe/summary.md`
- Per-product (replace `{product}` with a slug above):
  - `/api/commercial-liability/product/qbe/{product}/facts.json` — structured policy facts
  - `/api/commercial-liability/product/qbe/{product}/summary.md` — human + LLM readable summary
  - `/api/commercial-liability/product/qbe/{product}/wording.md` — full markdown policy wording
  - `/api/commercial-liability/product/qbe/{product}/history.json` — version history

## Primary sources

- QBE website: https://www.qbe.com/nz
- Policy wordings (PDFs): see `source_url` field on each product
- RBNZ Financial Strength Register: https://www.rbnz.govt.nz/regulation-and-supervision/insurers/financial-strength-ratings

## Citation

Cite as: QBE commercial-liability-insurance profile, InsureNZ, accessed 2026-07-05.
Canonical URL: https://insurenz.co.nz/api/commercial-liability/insurer/qbe/summary.md
License: CC BY 4.0 — attribute https://insurenz.co.nz