{
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  "insurer": {
    "slug": "fmg",
    "name": "FMG",
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    "slug": "commercial-md",
    "name": "FMG Material Damage",
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    "flood_cover": "Optional benefit under Natural hazard (Natural disaster) cover",
    "earthquake_cover": "Optional benefit — FMG recommends considering this cover for commercial property and indoor plants for accidental loss due to a natural hazard (natural disaster)",
    "territorial_scope": "New Zealand",
    "machinery_breakdown_cover": "Cover of up to $15,000 for loss to motors, pumps, electrical and mechanical equipment",
    "volcanic_tsunami_landslide_cover": "Optional benefit under Natural hazard (Natural disaster) cover"
  },
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}