# Tower Insurance — NZ Car Insurance

**Legal entity:** Tower Limited (NZX:TWR)
**Primary website:** https://www.tower.co.nz
**RBNZ financial strength rating:** (see RBNZ register)
**Brand family:** `tower`

## Active retail products

- **Tower — Car Insurance** — `tower/car`



## Machine-readable endpoints

- Insurer JSON: `/api/car/insurer/tower/facts.json`
- Insurer Markdown (this file): `/api/car/insurer/tower/summary.md`
- Per-product (replace `{product}` with a slug above):
  - `/api/car/product/tower/{product}/facts.json` — structured policy facts
  - `/api/car/product/tower/{product}/summary.md` — human + LLM readable summary
  - `/api/car/product/tower/{product}/wording.md` — full markdown policy wording
  - `/api/car/product/tower/{product}/history.json` — version history

## Primary sources

- Tower Insurance website: https://www.tower.co.nz
- Policy wordings (PDFs): see `source_url` field on each product
- RBNZ Financial Strength Register: https://www.rbnz.govt.nz/regulation-and-supervision/insurers/financial-strength-ratings

## Citation

Cite as: Tower Insurance car-insurance profile, InsureNZ, accessed 2026-07-05.
Canonical URL: https://insurenz.co.nz/api/car/insurer/tower/summary.md
License: CC BY 4.0 — attribute https://insurenz.co.nz