> _Markdown transcription of ScotPac Boost Business Loan policy wording, effective wayback-capture-2026-05-17. Source: https://scotpac.co.nz/our-solutions/boost-business-loan/_ --- # ScotPac Boost Business Loan (NZ) Source: https://scotpac.co.nz/our-solutions/boost-business-loan/ Captured: 2026-05-17T23:18:28.435Z via Wayback Machine (live site returns 503 to non-browser fetches) Wayback URL: https://web.archive.org/web/2026/https://scotpac.co.nz/our-solutions/boost-business-loan/ SHA-256: 806e701bfcfffb17109c14f679fdcb1d497d7d36e8c445fc1597190482188932 ## Headline Boost Business Loan — ScotPac's term loan for NZ SMEs. Credit decision in as little as 24 hours; same-day funding possible. ## Loan range $10,000 – $200,000. ## Term Up to 24 months. ## Security - Both secured AND unsecured Boost Business Loans available - More than 80% of ScotPac's loans are unsecured - Security required for loans over $100,000 - Strong asset base may improve approval chances + boost approved amount even for smaller loans ## Eligibility (minimum) - 12+ months trading in the same location - $10,000+ monthly turnover (consistent sales record) - Cannot use for business starts (existing trading business required) ## Speed - Credit decision: as little as 24 hours - Funding once approved: within a day (same-day possible in some cases) ## Pricing & fees - No application fees - No account-keeping fees - Flat facility fee + drawdown fee structure built into repayments - No published annual percentage rate — pricing built into per-quote repayment schedule ## Other ScotPac NZ products - Invoice Finance, Invoice Discounting, Selective Invoice Financing - Debtor Finance, Trade Finance, Tradeline - Business Finance (umbrella)