# Boost Business Loan — ScotPac

**Insurer:** ScotPac (`scotpac`)
**Product slug:** `boost-business-loan`
**Status:** active
**Vertical:** business-lending
**Extraction confidence:** inferred

**Wording effective:** wayback-capture-2026-05-17
**Source PDF:** https://scotpac.co.nz/our-solutions/boost-business-loan/
**PDF hash (sha-256, first 16):** `806e701bfcfffb17…`

## Fees

{"note":"No published $-amount fee schedule; confirm specifics at quote stage.","application_fee":0,"account_keeping_fee":0,"facility_fee_structure":"Flat facility fee + drawdown fee, built into repayments"}

## Eligibility

{"excludes":["business start-ups (must be existing trading business)"],"min_trading_months":12,"location_constraint":"same trading location for 12+ months","min_monthly_revenue_nzd":10000}

## Capture Note

Live scotpac.co.nz returns HTTP 503 to all non-browser fetches (Akamai-style JS challenge). Content retrieved via Wayback Machine snapshot. Re-verify against live site before any factual claim publication.

## Max Loan Nzd

200000

## Min Loan Nzd

10000

## Security Type

mixed

## Capture Method

wayback

## Other Products

["Invoice Finance","Invoice Discounting","Selective Invoice Financing","Debtor Finance","Trade Finance","Tradeline","Business Finance (umbrella)"]

## Repayment Freq

_Not on file._

## Max Term Months

24

## Min Term Months

_Not on file._

## Rate Disclosure

{"kind":"per_quote","text":"ScotPac does not publish an annual percentage rate for the Boost Business Loan. Pricing is built into the per-quote repayment schedule via a flat facility fee + drawdown fee, with no application fees or account-keeping fees.","source_url":"https://scotpac.co.nz/our-solutions/boost-business-loan/","pricing_model":"flat_facility_fee_plus_drawdown_fee"}

## Min Trading Months

12

## Min Monthly Revenue Nzd

10000

## Funding Speed Advertised

Credit decision in as little as 24 hours; funding within a day after approval; same-day funding possible.

## Unsecured Share Advertised

0.8

## Trading Location Constraint

same location for at least 12 months

## Security Threshold Required Nzd

100000

## Machine-readable endpoints

- Structured facts: `/api/business-lending/product/scotpac/boost-business-loan/facts.json`
- Full markdown wording: `/api/business-lending/product/scotpac/boost-business-loan/wording.md`
- Version history: `/api/business-lending/product/scotpac/boost-business-loan/history.json`
- Insurer profile: `/api/business-lending/insurer/scotpac/summary.md`

## Citation

Cite as: ScotPac Boost Business Loan policy facts (wording effective wayback-capture-2026-05-17), InsureNZ, accessed 2026-05-18.
Canonical URL: https://insurenz.co.nz/api/business-lending/product/scotpac/boost-business-loan/summary.md
Primary source: https://scotpac.co.nz/our-solutions/boost-business-loan/
License: CC BY 4.0 — attribute https://insurenz.co.nz