<!--
Insurer: MTF Finance (mtf)
Product: Business Loan (business-loan)
Vertical: business-lending
Wording effective: html-capture-2026-05-18
Source PDF: https://www.mtf.co.nz/business
PDF sha-256: 97e80bffeac02c4454c3260d231087bf6a1a54293ddb1601fbb66eb301788e23
Ingested: 2026-05-18T07:04:15.812723+00:00
Canonical URL: https://insurenz.co.nz/api/business-lending/product/mtf/business-loan/wording.md
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> _Markdown transcription of MTF Finance Business Loan policy wording, effective html-capture-2026-05-18. Source: https://www.mtf.co.nz/business_

---

# MTF Finance Business Loan (NZ)

Source: https://www.mtf.co.nz/business
Captured: 2026-05-18T07:04:15.669Z
SHA-256: 97e80bffeac02c4454c3260d231087bf6a1a54293ddb1601fbb66eb301788e23

## Headline
Two-tier business lending from a NZ-owned vehicle-finance specialist. Local-lending-specialist origination (broker network), not centralised online.

## Products
- **Unsecured business loan**: $2,000 – $30,000. No collateral. For tools, small equipment, working capital.
- **Asset-secured business finance**: Larger amounts. For vehicles, trailers, computers, machinery, plant. The asset itself secures the loan.
- **Flexible leases** available alongside loans.

## Origination
Relationship-led via local MTF franchisee. Borrowers work with a lending specialist who guides through loan contract, rights/obligations, signing.

## Pricing
Per-quote. MTF emphasises understanding your loan's interest rate + fees + responsible borrowing duties — not "from X% p.a." advertised pricing.

