# Business Loan — MTF Finance

**Insurer:** MTF Finance (`mtf`)
**Product slug:** `business-loan`
**Status:** active
**Vertical:** business-lending
**Extraction confidence:** inferred

**Wording effective:** html-capture-2026-05-18
**Source PDF:** https://www.mtf.co.nz/business
**PDF hash (sha-256, first 16):** `97e80bffeac02c44…`

## Max Loan Nzd

_Not on file._

## Min Loan Nzd

2000

## Security Type

mixed

## Capture Method

live

## Repayment Freq

_Not on file._

## Max Term Months

_Not on file._

## Min Term Months

_Not on file._

## Rate Disclosure

{"kind":"per_quote","text":"MTF does not publish a headline APR. Pricing set per-application by local MTF lending specialist based on loan type (unsecured vs asset-secured), term, and borrower profile.","source_url":"https://www.mtf.co.nz/business"}

## Asset Categories

["vehicles","trailers","computers","machinery","plant","tools"]

## Security Options

["unsecured (small)","asset-secured (vehicle, equipment)"]

## Origination Model

franchisee_relationship_led

## Min Trading Months

_Not on file._

## Max Loan Unsecured Nzd

30000

## Min Monthly Revenue Nzd

_Not on file._

## Funding Speed Advertised

Per local MTF specialist; not centralised online flow

## Machine-readable endpoints

- Structured facts: `/api/business-lending/product/mtf/business-loan/facts.json`
- Full markdown wording: `/api/business-lending/product/mtf/business-loan/wording.md`
- Version history: `/api/business-lending/product/mtf/business-loan/history.json`
- Insurer profile: `/api/business-lending/insurer/mtf/summary.md`

## Citation

Cite as: MTF Finance Business Loan policy facts (wording effective html-capture-2026-05-18), InsureNZ, accessed 2026-05-18.
Canonical URL: https://insurenz.co.nz/api/business-lending/product/mtf/business-loan/summary.md
Primary source: https://www.mtf.co.nz/business
License: CC BY 4.0 — attribute https://insurenz.co.nz