{
  "vertical": "business-lending",
  "insurer": {
    "slug": "mtf",
    "name": "MTF Finance",
    "brand_family": "MTF Finance"
  },
  "product": {
    "slug": "business-loan",
    "name": "Business Loan",
    "status": "active",
    "positioning_summary": "MTF Finance offers two business-loan products: an unsecured business loan ($2K-$30K) for small expenses without collateral, and asset-secured business finance (larger amounts) for vehicles, trailers, computers, machinery. Relationship-led via local MTF franchisee — not online-only."
  },
  "wording": {
    "version": "html-capture-2026-05-18",
    "ingested_at": "2026-05-18T07:04:15.812723+00:00",
    "pdf_hash": "97e80bffeac02c4454c3260d231087bf6a1a54293ddb1601fbb66eb301788e23",
    "source_url": "https://www.mtf.co.nz/business",
    "page_count": null
  },
  "confidence_tier": "inferred",
  "facts": {
    "max_loan_nzd": null,
    "min_loan_nzd": 2000,
    "security_type": "mixed",
    "capture_method": "live",
    "repayment_freq": null,
    "max_term_months": null,
    "min_term_months": null,
    "rate_disclosure": {
      "kind": "per_quote",
      "text": "MTF does not publish a headline APR. Pricing set per-application by local MTF lending specialist based on loan type (unsecured vs asset-secured), term, and borrower profile.",
      "source_url": "https://www.mtf.co.nz/business"
    },
    "asset_categories": [
      "vehicles",
      "trailers",
      "computers",
      "machinery",
      "plant",
      "tools"
    ],
    "security_options": [
      "unsecured (small)",
      "asset-secured (vehicle, equipment)"
    ],
    "origination_model": "franchisee_relationship_led",
    "min_trading_months": null,
    "max_loan_unsecured_nzd": 30000,
    "min_monthly_revenue_nzd": null,
    "funding_speed_advertised": "Per local MTF specialist; not centralised online flow"
  },
  "endpoints": {
    "summary": "/api/business-lending/product/mtf/business-loan/summary.md",
    "wording": "/api/business-lending/product/mtf/business-loan/wording.md",
    "history": "/api/business-lending/product/mtf/business-loan/history.json"
  },
  "canonical_url": "https://insurenz.co.nz/api/business-lending/product/mtf/business-loan/facts.json",
  "generated_at": "2026-05-18T08:38:03.923Z",
  "license": "CC BY 4.0 — attribute https://insurenz.co.nz"
}