<!--
Insurer: Taxi (Go Taxi) (go-taxi)
Product: Taxi Funding (provisional-tax-pooling-based) (taxi-funding)
Vertical: business-lending
Wording effective: html-capture-2026-05-18
Source PDF: https://gotaxi.co.nz/
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Ingested: 2026-05-18T07:08:29.744402+00:00
Canonical URL: https://insurenz.co.nz/api/business-lending/product/go-taxi/taxi-funding/wording.md
License: CC BY 4.0 — attribute https://insurenz.co.nz
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> _Markdown transcription of Taxi (Go Taxi) Taxi Funding (provisional-tax-pooling-based) policy wording, effective html-capture-2026-05-18. Source: https://gotaxi.co.nz/_

---

# Taxi (Go Taxi) — provisional-tax-pooling-based business finance (NZ)

Source: https://gotaxi.co.nz/
Captured: 2026-05-18T07:08:29.618Z
SHA-256: f1901e646438f2b9b32f4ce741cc7a7237cc458949a41d86f8bb1dd8391663d6

## Headline
Borrow against the provisional tax payments you've already made through Taxi's pooling service. The tax pool acts as security; held in a Public Trust account at Inland Revenue (IRD).

## How it works
1. Pay your provisional tax through Taxi (instead of directly to IRD)
2. Taxi places the payment in a pooling account at IRD, held by Government-owned Public Trust
3. You can later access up to **90% of the paid amount** as funding
4. Repay over up to **9 months**, with skip-payment flexibility
5. Funds released **next working day**

## Security model
**Tax-pool collateral.** The provisional tax payments themselves are security. Not personal-guarantee-based, not asset-based, not cash-flow-based — a unique third model.

## Eligibility
Open to NZ business owners who pay provisional tax. Specific eligibility (turnover, profile) confirmed at application.

## Pricing
Per-quote. Not advertised publicly — pricing depends on amount drawn, repayment plan, and tax-pool security.

