# Taxi Funding (provisional-tax-pooling-based) — Taxi (Go Taxi)

**Insurer:** Taxi (Go Taxi) (`go-taxi`)
**Product slug:** `taxi-funding`
**Status:** active
**Vertical:** business-lending
**Extraction confidence:** inferred

**Wording effective:** html-capture-2026-05-18
**Source PDF:** https://gotaxi.co.nz/
**PDF hash (sha-256, first 16):** `f1901e646438f2b9…`

## Fees

{"note":"Skip payments do not incur extra cost if caught up within the 9-month repayment period."}

## Eligibility

{"provisional_tax_payer":true,"paid_through_taxi_12mo":true}

## Max Loan Nzd

_Not on file._

## Min Loan Nzd

_Not on file._

## Security Type

tax_pool_collateral

## Capture Method

live

## Repayment Freq

_Not on file._

## Max Term Months

9

## Min Term Months

_Not on file._

## Rate Disclosure

{"kind":"per_quote","text":"Taxi does not publish a headline rate. Pricing depends on amount drawn against your tax pool, repayment plan, and overall security. The tax-pool collateral model means pricing is set by Taxi's funding economics, not traditional credit-risk pricing.","source_url":"https://gotaxi.co.nz/","pricing_model":"tax_pool_secured"}

## Security Holder

Public Trust (NZ government-owned) at IRD

## Distinction Note

UNIQUE PRODUCT — neither traditional secured nor unsecured business lending. Provisional-tax-pool collateral. Best for businesses that already pay provisional tax + want short-term cash flow against money they've already paid IRD.

## Origination Model

tax_pooling_intermediary

## Min Trading Months

_Not on file._

## Skip Payments Allowed

true

## Min Monthly Revenue Nzd

_Not on file._

## Funding Speed Advertised

Funds released the next working day

## Advance Ratio Of Paid Provisional Tax

0.9

## Machine-readable endpoints

- Structured facts: `/api/business-lending/product/go-taxi/taxi-funding/facts.json`
- Full markdown wording: `/api/business-lending/product/go-taxi/taxi-funding/wording.md`
- Version history: `/api/business-lending/product/go-taxi/taxi-funding/history.json`
- Insurer profile: `/api/business-lending/insurer/go-taxi/summary.md`

## Citation

Cite as: Taxi (Go Taxi) Taxi Funding (provisional-tax-pooling-based) policy facts (wording effective html-capture-2026-05-18), InsureNZ, accessed 2026-05-18.
Canonical URL: https://insurenz.co.nz/api/business-lending/product/go-taxi/taxi-funding/summary.md
Primary source: https://gotaxi.co.nz/
License: CC BY 4.0 — attribute https://insurenz.co.nz