{
  "vertical": "business-lending",
  "insurer": {
    "slug": "heartland",
    "name": "Heartland Bank",
    "brand_family": "Heartland",
    "legal_entity": "Heartland Bank Limited",
    "rbnz_strength_rating": "BBB (S&P)",
    "primary_website": "https://www.heartland.co.nz"
  },
  "products": [
    {
      "slug": "asset-and-equipment-finance",
      "name": "Asset and Equipment Finance",
      "status": "active",
      "endpoints": {
        "facts": "/api/business-lending/product/heartland/asset-and-equipment-finance/facts.json",
        "summary": "/api/business-lending/product/heartland/asset-and-equipment-finance/summary.md",
        "wording": "/api/business-lending/product/heartland/asset-and-equipment-finance/wording.md",
        "history": "/api/business-lending/product/heartland/asset-and-equipment-finance/history.json"
      }
    }
  ],
  "endpoints": {
    "facts": "/api/business-lending/insurer/heartland/facts.json",
    "summary": "/api/business-lending/insurer/heartland/summary.md"
  },
  "canonical_url": "https://insurenz.co.nz/api/business-lending/insurer/heartland/facts.json",
  "generated_at": "2026-05-18T08:38:03.727Z",
  "license": "CC BY 4.0 — attribute https://insurenz.co.nz"
}